When you or someone you love has been a victim of an accident, it can be a highly traumatizing experience. The injuries not only take a physical and emotional toll on the victim but can also impact them financially. Sometimes the injuries sustained are so severe that the victim is unable to go back to work the way it was before the accident. At this time, you must reach out to an accident benefits lawyer. Having a lawyer by your side will help you to fight for the compensation that you deserve. They will help you to understand the claims and how to go about filing them. We have listed some of the benefits and coverage one can opt for after being a victim of a car accident.
Income replacement benefit
The victim can be eligible for an income replacement benefit payment. This payment is 70% of the growth income which is up to $400 per week. This type of benefit is paid until the period of 104 weeks. Depending on the insurance policy, the weekly limit can be raised to $1000. One may be eligible for income replacement benefits if they are unable to return to work because of accident-related injuries. One is entitled to this type of benefit when they are unable to perform the tasks of pre-accident employment. Before you receive the payments of benefits you have to undergo a test to determine whether you should be receiving it or not. If the impairment lasts for more than 104 weeks, then you would have to undergo even more stringent tests which will check your inability to take up any employment which is concerning your education, training and experience.
Benefits for the caregivers
In Canada, the caregiver of the victim might also be eligible for compassionate care benefits which are up to $250 per week for the first dependent and $50 per week for every additional person in the household who was dependent on the victim before the accident. One is eligible for this benefit for the first 15 weeks. After that, if the dependant still can’t carry out the normal activities then this period can be extended. This benefit is specially designed to compensate the victims who are unable to return to the non-paying caregiving role, a position they had before the accident. This benefit is not available if it hasn’t been purchased as an optional benefit or if the injuries sustained have not been categorized as catastrophic.
Reach out to a lawyer
Filling for claim benefits is a tedious task. Each step needs attention to detail. When you reach out to a lawyer, the whole process becomes a lot easier. They have experience in filing these claims and suits which will help you to get the compensation that you deserve. They will be there by your side to help make this whole process easier. The sooner you reach out to them the better it is for your case.