Car accidents can be stressful and exhausting. The aftermath can overwhelm you; if the other party is an uninsured driver, it can create even more significant problems. The issue worsens if the other party is at fault with no insurance.
While you might wonder how the other party not having insurance will affect you and the compensation you deserve. Depending on your insurance policy, your claim might or might not impact your compensation if the at-fault party is an uninsured driver.
The unnecessary complications in such situations can be resolved in a much better way by a Roseville car accident lawyer. So if you are ever involved in a car accident with an uninsured driver, contact an experienced car accident attorney as soon as possible.
Your attorney will help you deal with the insurance company and the at-fault party to get complete compensation for the injuries and damages sustained in the car accident.
How to recover your compensation in a car accident with an uninsured driver?
Car accidents involving uninsured driver has more complication than usual accidents. However, there are certain things you can do to secure compensation.
- Car insurance policy
Although some insurance policies do not have the option of covering expenses after a car accident with an uninsured driver, most insurance companies have an approach where they take care of all the expenses for the same. To your surprise, almost everyone does not know this.
So the first step would be to take your insurance paper and get them checked by a car accident attorney. If your insurance policy states that you are liable for compensation after a car accident with an uninsured driver, covering your expenses might be easier than you imagined.
For starters, talk to your insurance company about your accident. When claiming compensation, provide them with all the necessary information and evidence proving your injuries and damages.
However, do not give them more information than required. The insurance company will try to point out your fault and make you settle for less compensation. In many cases, the insurance company approaches the clients to make them an initial offer.
The problem with this move is that the insurance company is trying to make you settle for less than what you deserve. So never accept the first offer you get and get in touch with your car accident attorney before settling for a compensational amount.
- Register a lawsuit
If your insurance policy does not cover your expenses after the car accident, you can file a lawsuit against the at-fault party. In the process, you might encounter other parties involved in the accident, such as registered car owners, employers, house members, etc.